Napa Mortgage Loan Options
FIXED RATE MORTGAGES
Fixed for the life of the loan
ADJUSTABLE RATE MORTGAGES
Real rate adjusts every time period per NOTE. (1mo, 3mo, 6mo, 1 year etc.) (currently not available)
HYBRID ADJUSTABLE RATE MORTGAGES
Fixed rate for 3,5,7,10, or 15 year time period, then changes to an adjustable for the life of the loan.
- All of these may or may not have interest only payment options.
CONFORMING LOAN LIMITS
- Single family residence417,000
JUMBO-CONFORMING LIMITS Your area may be lower.
- Single family residence729,750
- Anything above Jumbo-Conforming loan limits
- Loan maximums are lender specific
Mitchell Mortgage -
Serving California since 1994